Recent Articles & Media

The Financial Times and BBC News recently shared our CEO Anna Clare Harper's comments on the latest house price data from HPI. Here’s the full commentary from Anna below on why the data is relevant, the new North-South divide, the disproportionate impact of the temporary SDLT reduction and the impact of institutional investment in the Private Rental Sector in 2021:

We were delighted to discover our CEO Anna Clare Harper's book has reached #2 in Financial Expert's ‘Best 6 Property Investment Books for 2021’ and honoured to see the title appear alongside great authors in this field Melanie Bien, Rob Moore, Rob Dix & David Lawrenson.

According to Nationwide, house price growth slowed to 6.4% in January, from a 6 year peak of 7.3% in December. Anna’s comments on the latest house price data, and what she believes is causing the slowdown, were featured in City AM, Yorkshire Post Business & Property Reporter.

The increase in residential property transactions - 34.2% higher than December 2019 and 14.0% higher than November 2020 - is seen as good news for the property market. It reflects positive forces that are applying uniquely to the housing market at this time. In April and May, under strict lockdown, transactions were down by about 50% compared with the same time the previous year. Residential transactions in December 2020 are at their highest level for the month of December in 10 years, although year to date figures are at a 9 year low.

House prices bounced back in July, says Nationwide Thanks BBC News for sharing my thoughts on the latest Nationwide house price data released today. For the full article click here. Recent and proposed policy changes combined with a release of pent up demand (and supply) show up in this month’s house price data.

The latest data and analysis from HMRC has revealed that, between May and June this year, residential property transactions climbed to 63,250 – a rise of 31.7%. However, largely due to the pandemic, this figure is still 35.9% lower than the same period a year earlier. On a non-seasonally adjusted basis, the number of residential transactions in June totalled 68,670, 31.5% lower than June 2019.

Thank you BBC News for featuring my comments on the ‘mini housing boom’. On Friday, Halifax reported that house prices have rebounded by 1.6% between June and July. Anecdotal reports suggest a housing market frenzy. The data is more measured, and this is important as data plus media reporting both reflects and affects current confidence in the economy, as well as recent and temporary policies.

House prices up 3%+. The Queen -£500m. Commercial -6.6%. House Price Index data released this week showed 3.4% increase in house prices in the year to June. (Thanks Financial Reporter and Mortgage Finance Gazette for publishing my comments – click here and here to read the full articles). Growth was greatest for terraced and semi-detached properties (unsurprisingly).

Annual house price growth of 5% in the year to September reflects the release of pent up demand and supply and the impact of temporary SDLT change. It also provides a stark contrast to ‘returns’ available elsewhere. For example, NS&I have cut their popular direct saver rate to 0.15%. Future growth will be affected by economic confidence and ‘fundamentals’.

The latest house price growth exceeds the cost saving associated with the temporary Stamp Duty Land Tax reduction, at 7.3%. Thanks Property Reporter and Mortgage Solutions for printing my thoughts, below: Annual house price growth of +7.3% (from Halifax HPI) reflects the release of pent up demand and supply, and the impact of temporary SDLT change.

HM Revenue & Customs’ September property transaction figures came out this week. These are of interest as they represent a more complete picture than other indices. What’s interesting about the September 2020 data is that transaction volumes are on a par with transactions in September 2019.

Thank you to The Independent, The Mirror, BBC News, Yahoo Finance, AOL and Property Reporter for publishing my comments on the latest Halifax house price data. According to Halifax, house prices were 7.5% higher than in the same month a year earlier. On the face of it, this feels like positive news amidst much that is negative – economically, politically, and socially – at least for property owners. It’s not as simple as this, and this pace of growth is not forecast to continue at the same level.

Thanks BBC News and The Telegraph for publishing my thoughts on the latest house price data from Nationwide, which make for interesting reading. Quick summary below: 5.8% house price growth in the year to October reflects positive forces that are applying uniquely to the housing market. Prices are being buoyed up by the temporary Stamp Duty Land Tax reduction, the release of pent up demand and supply, and the desire to improve surroundings following lockdown.

For many, September will feel like the distant past, but the UK House Price Index remains interesting and useful. Why? It represents a more complete picture than comparable releases. This is key in a world of ‘lies, damned lies and statistics’! Thank you to MailOnline, Yahoo Finance, Property Reporter, London Loves Property & Mortgage Finance Gazette for featuring my comments. Click on links for full articles. So what does the data tell us?

Thanks to The Telegraph for publishing my comments on the latest House Price data released by Halifax. According to the data, house prices were 7.6% higher than in the same month a year earlier. House price growth is on its strongest run since 2004, rising by an average of £15,000 since June.

Thanks to Forbes for publishing my comments on HMRC’s October house price data. The increase in residential property transactions – 8.1% up compared to October 2019 and 9.8% up compared to September 2020 – is good news for the property market and reflects positive forces that are applying uniquely to the housing market at this time.

The UK House Price Index data for October, released yesterday, shows a more complete picture than other house price indices. So what’s actually happening to house prices when you look at sales completed, rather than mortgages approved, or asking prices (as in other data sets)? Find out more in the articles linked in comments below, which feature my take on the latest data

It’s been a rollercoaster year – including for the property market! Thanks Evening Standard for sharing my thoughts on the latest data: According to Nationwide, house price growth rose to 7.3% in December, the highest rate in 6 years.

It is now increasingly important for investors to allocate their funds in a way that is sustainable as well as profitable. This means focusing on investments which are economically resilient and with positive Environmental, Social and Governance (ESG) metrics...

Investing independently is not as easy as it is sometimes made out to be. It takes time, knowledge and hard work to do it profitably and safely. The reality is, that whilst it is possible to have a full time job and invest in property on the side, it is not necessarily advisable. Not only could you risk your health and well-being through working all hours, but you could also risk making costly mistakes if you go too quickly, or buy without having a proper strategy in place...

The ‘right time’ to invest will depend on many factors, not least what you are hoping to achieve. If you’re looking to make a quick profit from short term investments in property, the UK residential market can be risky: many opportunities are over-reliant on the market, which is beyond your control. If, however you’re looking for wealth preservation and capital growth in the medium to long term, then the UK residential market, and specifically the Private Rental Sector (PRS), is worth focusing on. ..

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