What’s in these terms?

These terms tell you the rules for using our website spi.capital (our site).

Who we are and how to contact us

Spi.Capital  is a site operated by SPIC AM LTD (“We”). We are registered in England and Wales under company number 12831158 and have our registered office at Kemp House, 160 City Road, London, United Kingdom, EC1V 2NX. We are a limited company.

To contact us, please email info@spi.capital

By using our site you accept these terms

• By using our site, you confirm that you accept these terms of use and that you agree to comply with them.
• If you do not agree to these terms, you must not use our site. There are other terms that may apply to you.
• We may make changes to these terms. We amend these terms from time to time. Every time you wish to use our site, please check these terms to ensure you understand the terms that apply at that time. 
• We may make changes to our site. We may update and change our site from time to time. to reflect changes to our services, our users’ needs and our business priorities.
• Our site is made available free of charge.
• We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.
• You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions and that they comply with them.
• We may transfer this agreement to someone else.
• We may transfer our rights and obligations under these terms to another organisation. We will always tell you in writing if this happens and we will ensure that the transfer will not affect your rights under the contract.

You must keep your account details safe

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.

We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.

If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at info@spi.capital.

How you may use material on our site

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it.  Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.

You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Disclaimer

The content or information on this site has been prepared by SPIC AM Ltd T/A SPI Capital and comprises general background information about SPIC AM Ltd’s activities. This information is given in summary form and does not purport to be complete. Information on this site should not be considered as advice or a recommendation to investors or potential investors in relation to holding, purchasing or selling real estate assets, securities or other financial products or instruments and does not take into account your particular investment objectives, financial situation or needs. 

SPIC AM Ltd does not provide investment services and is not authorised or regulated by the Financial Conduct Authority. 

UK recipients – The content on this site is directed only at the following persons: 

• investment professionals (Article 19 of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (“FPO”); 
• certified high net worth individuals (Article 48 of the FPO); 
• high net worth bodies corporate, partnerships, unincorporated associations, trusts, etc. falling within Article 49 of the FPO (“High Net Worth Businesses”); 
• certified sophisticated investors (Article 50 of the FPO); 
• self-certified sophisticated investors (Article 50a of the FPO); or 
• members of an association of High Net Worth or Sophisticated Investors (Article 51 of the FPO). 

For further information on persons meeting the above criteria, please refer to the relevant Article of the FPO or contact us at info@spi.capital. 

By accessing this site, the recipient represents and warrants to SPIC AM Ltd that he/she is a person who falls within one or more of the above descriptions of persons. 

Non-UK recipients – Anyone in jurisdictions outside the UK should inform themselves about and observe any applicable legal requirements. 

The content on this site does not constitute an offer to sell or an invitation to purchase securities in SPIC AM Ltd or any other company in any jurisdiction where it would be unlawful to do so nor does it constitute a financial promotion. 

Certain Risk Factors:

The company is a property investment business and as such is exposed to the investment, commercial, financial, operational, competition and other risks to which property investment businesses are normally exposed. Capital is at risk and returns are not guaranteed. The value of your investment in real estate and the level of income derived from it may fall as well as rise and you may not get back the money originally invested. 

• Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.
• We are not responsible for websites we link to.
• Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.
• We have no control over the contents of those sites or resources.

Our responsibility for loss or damage suffered by you 

Whether you are a consumer or a business user we do not exclude or limit in any way our liability to you where it would be unlawful to do so. 

If you are a business user:

We exclude all implied conditions, warranties, representations or other terms that may apply to our site or any content on it.

We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

• use of, or inability to use, our site; or
• use of or reliance on any content displayed on our site.

In particular, we will not be liable for:

• loss of profits, sales, business, or revenue;
• business interruption;
• loss of anticipated savings;
• loss of business opportunity, goodwill or reputation; or
• any indirect or consequential loss or damage.

If you are a consumer user:

• You agree not to use our site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.
• We are not responsible for viruses and you must not introduce them.
• We do not guarantee that our site will be secure or free from bugs or viruses.
• You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software.
• You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

Rules about linking to our site

• You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
• You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
• You must not establish a link to our site in any website that is not owned by you.
• Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.
• We reserve the right to withdraw linking permission without notice.

The website in which you are linking must comply in all respects with the content standards set out below, see Acceptable Use.

If you wish to link to or make any use of content on our site other than that set out above, please contact info@spi.capital.

Which country’s laws apply to any disputes?

If you are a consumer, please note that these terms of use, their subject matter and their formation, are governed by English law. You and we both agree that the courts of England and Wales will have exclusive jurisdiction except that if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are resident of Scotland, you may also bring proceedings in Scotland.

If you are a business, these terms of use, their subject matter and their formation (and any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales.

Acceptable Use

Prohibited uses

You may use our site only for lawful purposes.  

You may not use our site:

• In any way that breaches any applicable local, national or international law or regulation.
• In any way that is unlawful or fraudulent or has any unlawful or fraudulent purpose or effect.

You also agree:

Not to reproduce, duplicate, copy or re-sell any part of our site in contravention of the provisions of our terms of website use. 

Not to access without authority, interfere with, damage or disrupt:

• any part of our site;
• any equipment or network on which our site is stored; 
• any software used in the provision of our site; or 
• any equipment or network or software owned or used by any third party.